How is UPside better?

Better than Most Prepaid Cards

• The cheapest fee plans on the market, including the only free plan available
• Convenience of an online service designed for the family
• Built-in rewards program

Safer and More Convenient than Cash

• Safety of Visa’s Zero Liability Policy. Funds are also FDIC-insured
• No need to go to an ATM to withdraw cash for allowances
• Parents have access to details of payment transactions and can track spending

Not a Credit Card

• Your teen will not go into debt
• It’s a great short-term saving tool

Compare UPside with your Retail Bank

• Forget about hefty transfer fees charged by most banks
• No minimum balance required
• Load funds online or by phone even if your child is away from home

If you are thinking about getting a prepaid card or bank account for your teen, there are a lot of factors to take into consideration – ease of use, value-added services, and cost, among others. So how does UPside stack up?

Unlike many retail banks, UPside requires no minimum balance in the card account – we won’t charge you a penny if your balance is zero. And with our free or low cost value loads, you no longer need to worry about the usually hefty transfer fees required to transfer funds to another bank account. Plus, you can load funds onto the card no matter where you (or your teen) are.

Are there other prepaid cards out there? Sure. But UPside gives you flexibility in plans, including our new FREE UPside Clear plan – no activation, monthly or yearly fees, and value loads from your checking account cost you nothing,…not a single penny. We also provide tailor-made online accounts for you and your teen, and more. And unlike those cards you see in your local drugstore or superstore, there’s no need to return to that store to reload your card… just go online or pick up a phone – it’s that easy.

As the UPside Visa prepaid card is not a credit card, there’s no APR. Unlike any credit card out there, we don’t want to see your teen in debt. In fact, we are working hard to find new ways to guarantee that your teen remains as far away from debt as possible with programs such as Spend Responsibly, where you and your teen are provided with educational tools to help learn about budgets and finance.